Andrea Karkos

Vice President, Androscoggin Bank
Senior Financial Advisor

30 Lisbon Street
Lewiston ME 04243-1407
P:(800) 966-9172
C:(207) 740-8838
F:(207) 440-6610

Andrea joined Androscoggin Financial Services as a Financial Advisor in 2016. She focuses on holistic financial planning, active wealth management and forward-looking longevity planning. Today, a successful retirement can easily span 35 to 40 years. Planning for a long life introduces a unique set of challenges—from inflation and complex tax landscapes to escalating healthcare and long-term care needs.

By treating wealth management as a dynamic, multi-decade partnership, she strives to ensure that her clients' financial resources are strategically aligned to support their lifestyle, health requirements, and legacy goals through every phase of aging. She helps clients to build, preserve, and distribute wealth so they can enjoy their lives with greater confidence in their financial future.

Andrea resides in Turner with her husband Josh and son Nathan. She enjoys anything that allows her to be outside including boating, hiking and gardening.


Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.